March 9, 2010 :: Trustee  Bankruptcy  RCGT
PersonnalBusiness bankruptcy
Personnal bankruptcy

FINANCIAL ADVICES


WITHIN YOUR RANGE

Many means, within your range, permits you to change your consuming habits and therefore improve your financial situation.

  • Always pay cash and avoid using your credit cards.
  • Do not buy now to pay later.
  • Beware of door to door and telephone sales.
  • Never sign any contract unless you are aware of its entire content.
  • Evaluate if the purchase will be worth the stress at the end of the month.
  • Always figure out how many hours you will have to work to pay for a purchase.
  • Always be aware of the status of your finances. Do not disregard this reality.
  • Rather than making compulsive purchases, find more efficient ways to fill your needs.
  • Be aware of the way you do your purchasing, in order to discover your buyer personality as a consumer and take good resolutions.
  • Make a list of your expenses during the month to know where your money is going.
  • Prepare a balance sheet and analyse your financial situation at least once a year.